MasterCard to power Nigerian Identity Card Programme

Money Transfer

13 million MasterCard-branded National Identity Smart Cards with electronic payment capability are planned to be rolled out in Nigeria.

The pilot programme driven by Nigeria's National Identity Management Commission (NIMC) and financial services corporation, MasterCard, is the largest roll-out of a formal electronic payment solution in the country.
According to a statement the new National Identity Smart Card would incorporate the unique National Identification Numbers (NIN) of duly registered persons in the country.

The enrolment process would involve the recording of an individual’s demographic data and biometric data (capture of 10 fingerprints, facial picture and digital signature) that are used to authenticate the cardholder and eliminate fraud and embezzlement.

The resultant National Identity Database will provide the platform for several other value propositions of the NIMC including identity authentication and verification, it was further stated.

As part of the programme's first phase, Nigerians 16 years and older, and all residents in the country for more than two years, would get the new multipurpose identity card which has 13 applications including MasterCard’s prepaid payment technology that would provide cardholders with the safety, convenience and reliability of electronic payments, the statement reads.

When utilising the card as a prepaid payment tool, the cardholder can deposit funds on the card, receive social benefits, pay for goods and services at any MasterCard acceptance locations globally, withdraw cash from all ATMs that accept MasterCard, or engage in many other financial transactions that are facilitated by electronic payments.

Access Bank has come on board as the pilot issuer bank for the cards and Unified Payment Services (Unified Payments) as the payment processor. Other issuing banks include United Bank for Africa, Union Bank, Zenith, Skye Bank, Unity Bank, Stanbic, and First Bank.

Upon completion of the National ID registration process, NIMC aims to introduce more than 100 million cards to Nigeria’s 167 million citizens.