Photo-based crop insurance could debut in Kenya in 2019

24 August 2018


[LAUSANNE] Picture-based crop insurance could make its debut in Kenya next year after a study in India found that it may avoid the pitfalls of other insurance schemes.


As trained smallholders photograph their crops during the growing season and dispatch the pictures for expert analysis, the approach could cut costs by reducing the number of field visits by loss assessors.


Insurance could insulate farmers in low- and middle-income countries against regular crop catastrophes and give them the security to invest and experiment. But the costs of processing large numbers of tiny farms, and the high frequency of crop failure have thwarted the success of traditional insurance, said Francisco Ceballos, an associate research fellow at the International Food Policy Research Institute (IFPRI), Washington DC, United States. Read the full article on SciDevNet here.